Income Tax Calculator
Estimate your South African income tax, UIF and take-home pay for 1 March 2026 to 28 February 2027, using the latest SARS tables.
Your details
- Take-home
- Income tax
- Retirement
- UIF
- Gross salary
- R 35 000
- Retirement deduction
- R 0
- Taxable income
- R 35 000
- Tax before rebates
- R 7 620
- Age rebates
- − R 1 485
- Medical scheme credits
- R 0
- Income tax (PAYE)
- R 6 135
- UIF
- R 177
- Effective tax rate
- 17.5%
- Marginal tax rate
- 31%
An estimate for salaried individuals using the official SARS 2026/27 tables. It excludes fringe benefits, allowances, other income and the additional medical expenses credit.
Have a tax practitioner check your taxIncome tax brackets1 March 2026 – 28 February 2027
| Taxable income | Tax payable |
|---|---|
| R1 – R245 100 | 18% of taxable income |
| R245 101 – R383 100 | R44 118 + 26% of the amount above R245 100 |
| R383 101 – R530 200 | R79 998 + 31% of the amount above R383 100 |
| R530 201 – R695 800 | R125 599 + 36% of the amount above R530 200 |
| R695 801 – R887 000 | R185 215 + 39% of the amount above R695 800 |
| R887 001 – R1 878 600 | R259 783 + 41% of the amount above R887 000 |
| R1 878 601 – and above | R666 339 + 45% of the amount above R1 878 600 |
Source: SARS, Rates of tax for individuals.
Tax rebates
- Primary (everyone)R17 820
- Secondary (65 and older)R9 765
- Tertiary (75 and older)R3 249
Tax thresholds
- Under 65R99 000
- 65 to 74R153 250
- 75 and olderR171 300
Medical scheme credits (monthly)
- Main memberR376
- First dependantR376
- Each additional dependantR254
Source: SARS, Medical tax credit rates.
Income taxquestions answered
What are the income tax brackets for 2026/27?
For the 2027 tax year (1 March 2026 to 28 February 2027), taxable income up to R245 100 is taxed at 18%. The rate rises through 26%, 31%, 36%, 39% and 41%, to 45% on taxable income above R1 878 600.
What is the tax threshold for 2026/27?
You pay no income tax if your taxable income is below R99 000 (under 65), R153 250 (65 to 74) or R171 300 (75 and older). These thresholds come from the primary rebate of R17 820, the secondary rebate of R9 765 and the tertiary rebate of R3 249.
How do retirement contributions reduce my tax?
Contributions to pension, provident and retirement annuity funds are deductible up to 27.5% of the greater of your remuneration or taxable income, capped at R430 000 a year. This calculator applies the 27.5% to your gross salary, which gives the same result for most salaried people.
How accurate is this calculator?
It gives a close estimate for salaried individuals using the official 2026/27 SARS tables. It does not include fringe benefits, travel allowances, bonuses taxed separately, other income such as rent or interest, or the additional medical expenses credit. For an exact figure, have a tax practitioner prepare your return.
Want an exact figure?
Mduduzi Lekgobohlo CA(SA), our registered tax practitioner, can prepare your return and make sure you claim every deduction you're entitled to.